How to use your travel money card

Purchasing your card

You can purchase a Travel Money Card at any Commonwealth Bank branch or via NetBank (if you are registered). There are no age restrictions and you don’t even have to be a Commonwealth Bank customer. All you need to do is satisfy the customer identification check required for opening a bank account.

If you purchase your Travel Money Card in NetBank, your card will be sent to you via mail within five business days (delivery may take longer outside metropolitan areas). If you provide your mobile number to us you will receive an SMS alert advising when your card is on its way. Upon receipt, you will need to activate and set up a PIN for your card.

Money Safety Tips for Travelers

That little girl who came up to you in Rome looked so innocent -- until you realized that she was just distracting you while her father picked your pocket! Unfortunately, this type of petty crime is all too common around the world, especially in popular tourist areas. Whether they're fumbling through guidebooks or gawking at new sights, tourists are often unaware of their surroundings, making them easy prey for thieves. Luckily, a little bit of common sense and preparation can go a long way toward keeping this from happening to you.

Where to Keep Your Valuables

The most important rule of the road is to make sure you keep your money, credit and debit cards, and passport in a money pouch all times while you're in transit. We don't recommend carrying anything valuable in a purse, which is too easily snatched, or a backpack, which can be opened without your noticing. Even a wallet kept in your front pocket can be taken by an experienced pickpocket.

How to Fill Out a Money Order

Money orders are safer than checks, for purchaser and recipient. Since a money order is prepaid, it can't “bounce” or overdraw the purchaser’s bank account. Money orders can be cashed all over and are handy for those without bank accounts. Filling one out can be tricky, especially if you rarely do it. Here's how!

1. Start by buying a money order for the desired amount. Make sure that the amount you paid and the amount printed on the money order are the same.

2. Immediately write the name of the person or company whom you wish to pay. Write your account number with the company to which you are sending the money order, or include any other important identifying information on this line if there is no other line designated for this information.

11 Practical Ways to Spend Your Money

I know, I know.  Saving and investing your money for the future is one of the most practical things you can do.  This is solid advice, but when you do decide to spend your hard earned money it should be spent on something practical, useful, and meaningful to the wellbeing of your existence.  So many people either save their money or blow it on worthless crap.  Here are 11 practical ways to spend your money on something useful:

1. Travel to See the Significant People in Your Life – There may be no better way to spend your money than to use it to nurture and rekindle personal relationships with the most significant people in your life.  As time quickly passes, we sometimes forget how essential strong personal relationships are to our mental wellbeing.  The older we get the more we need true friends and family to be regular parts of our lives.

How to Trade in Stocks Online

Trading in stocks online is not like shopping at your local major retailer, where prices are set. Because investments are priced in real time through active bidding between buyers and sellers, there are techniques to buying and selling. When dealing with investments, you have five main ways to buy or sell them online:

• Market orders: This is the most common type of order. You tell your broker to sell your shares at the best price or to buy shares at the current price. Because these orders are executed almost immediately and are straightforward, they typically have the lowest commissions.

10 Tips to Mend a Broken Heart

Bess Myerson once wrote that “to fall in love is awfully simple, but to fall out of love is simply awful.” Especially if you are the one who wanted the relationship to last.
Mending a broken heart is never easy. There is no quick way to stop your heart from hurting so much.
To stop loving isn’t an option. Author Henri Nouwen writes, “When those you love deeply reject you, leave you, or die, your heart will be broken. But that should not hold you back from loving deeply. The pain that comes from deep love makes your love ever more fruitful.”
But how do we get beyond the pain? Here are 10 tips I’ve gathered from experts and from conversations with friends on how they patched up their heart and tried, ever so gradually, to move on.

Cesc Fabregas: Subject to another bid from United

Manchester United have made a second bid for Barcelona and Spain midfielder Cesc Fabregas, boss David Moyes has confirmed.

United announced last Monday that they had made a first offer for the former Arsenal star, and Moyes said at a press conference in Yokohama that a second offer had been lodged.

Executive vice-chairman Ed Woodward returned to the UK ahead of schedule last Wednesday to carry out some urgent transfer business, and Moyes confirmed: "As I understand it, Ed had a response (to the first offer). We have made a second offer but Ed is dealing with it rather than me."

Where to Sell Your Baseball Cards

Looking for someone who will buy your baseball card or sports card collection? Bear in mind that dealers won't automatically buy just anything. Buying and selling baseball cards is their means of livelihood, so if they don't think they can turn a profit from purchasing your collection, they are unlikely to buy it from you.

If your collection mainly consists of late 1980's and early to mid 1990's baseball cards then it is for all intensive purposes worthless. This is a result of the gross overproduction of sports cards during this era. If you are lucky enough to find someone to purchase these kinds of cards the payout would hardly even warrant the gas or shipping expenses incurred in completing the transaction. You are much better off donating the cards to charity. In addition to helping a good cause, in many cases your donation can be used as a tax write off come April. Find out more about why your sports cards from the early 90's are worthless. But bear in mind that there are some exceptions.

Maicon leaves Manchester City to join Roma

Manchester City right-back Maicon has completed a permanent move to Italian side Roma  for an undisclosed fee.

Maicon, 31, failed to impress in his only season with City after joining from Inter Milan on transfer deadline-day last August for a reported £3m fee.

The Brazil international struggled for form and fitness throughout, making 13 appearances  in all competitions.

The transfer sees Maicon return to Serie A after previously enjoying a trophy-laden six-year spell with Inter.

Making money watching sport with The Sports Trading Club tipped as the business to watch in 2013

There are two reasons for the phenomenal growth in professional sports. The first is it makes money. And the second is it makes money.

That pro sports is primarily a major profit industry has not been news for 15 years. Players first rate themselves on their salary. Then, their scoring average. Franchises have become blockbuster capital gains investments. And sports broadcasting rights can make or break networks.

Two of the most dynamic growth industries of the past 25 years have been computer science and sports trading. From a standing start, they are now both multi-billion-dollar giants.

No one can doubt their impact. Today, American industry is programmed by computers and American leisure time is programmed by sports.

Leading Economists Predict The Best And Worst Sectors To Invest In 2013

Two leading international investors and economist reveal their opposing predictions of the best and worst sectors to invest in 2013 with the Sports Trading Club hailed as a rising star.

Online PR News – 27-December-2012 – In his book "How to Make Money in Stocks," famed investor and founder of the Investor's Business Daily publication William J. O'Neill suggested that the performance of the sector and industry in which a stock is categorized ultimately determines one-third of an individual stock's performance.

In other words, just by picking the right industry (or avoiding the wrong one), an investor is well on the road to solid profits.

How To Get Rich By Making Others Rich in 2013

Getting rich has always been, and always will be, a popular human endeavor, a dream everyone pursues for one reason or another. After being picked by one of the world’s leading economists as the rising star to follow in 2013, The Sports Trading Club explains how its policy of making others rich first, works.
(PRWEB) December 26, 2012

Getting rich has always been, and always will be, a popular human endeavor, a dream everyone pursues for one reason or another. After being picked by one of the world’s leading economists as the rising star to follow in 2013, The Sports Trading Club explains how its policy of making others rich first, works.
Some pursue this dream the company builder way, setting up large hierarchical organizations and having people work for them: making themselves rich by making others poor.

Why All The Top Investors Are Scrambling To Join The Sports Trading Club

Warren Buffett, perhaps history's greatest investor, once urged people to "be fearful when others are greedy and greedy when others are fearful."

This prompted one leading economist to make his top tip for 2013 outside of Wall Street. Who did he pick and why?

Online PR News – 30-December-2012 –When Peter B. Kenen, a leading international economist and an expert on the Eurozone, in his last media interview earlier this month, predicted that The Sports Trading Club is a rising star to follow in 2013, it got investors scrambling to learn what all the fuss is about.

The Sports Trading Club to follow William Hill into Aussie market

Online gambling has reached epidemic proportions in Australia, with punters spending more than $2 billion on internet betting every year.

The surge has prompted Britains largest bookmaker to expand into Australia, and the most successful sports trading group to follow.

Online PR News – 22-December-2012 – The sports trading Club, the highly successful private sports trading investment group, is expected to announce a multi-million pound partnership in Australia in the New Year and follow William Hill into the booming Aussie sports market.